HCLTech is proud to introduce voluntary Long-Term Care with Life Insurance Benefits.
>>CLICK HERE<< for answers to the most asked questions about enrolling in HCLTech's Long-Term Care Plan.
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Life Insurance with LTC Coverage Introduction
Listen to this two minute video on this time sensitive benefit. Learn more by registering for an educational webinar, or connect with a LTC consultant to enroll.
Educational Sessions Calendar
Advantages of the Special Enrollment
Coverage
Comprehensive coverage in your home, your community, assisted living facility or nursing home.
Portability
All plans are fully portable. If you are terminated, leave your job or move to another state, you can take your plan with you.
No Gender-Based Pricing
No gender-based pricing which means applicants do not pay higher premiums based on their gender.
Guaranteed Underwriting
New Hires ages 18-64 years old and work 30+ hours/week must apply within 45 days from their date of hire or initial date of being benefit eligible to apply with guaranteed issue underwriting while all others may be eligible with medical underwriting.